BUSINESS GROUP LOAN
Clients who conduct small businesses like petty trading activities and living in and around areas where the branch offices are located will be eligible to get group loan from the institution by organizing themselves into small groups of 3 to 5 people who know each other very well and take the responsibility individually as well as collectively to repay the loan in due time.
Agriculture Group Loan
Agricultural group loan shall facilitate to eligible clients who are primarily involved in purely agriculture activities or mixed (including off farm activities).
Purely agriculture loans are arranged particularly for purchase of agricultural inputs, oxen for farm, fattening, poultry, bee hives (honey making), motor pump for irrigation, dairy caws, sheep & goats etc to encourage and fill the prevailing financial gaps of farmers normally on the right and desirable time of requirement. Such agricultural loans are termed as term loans and will be extended to eligible clients with careful loan appraisal system.